Begin with who depends on you
Life insurance serves a different purpose from health insurance: it can provide a benefit to nominated beneficiaries when the contract’s conditions are met. Consider dependants, debts and the duration of any financial commitments before comparing products.
Moving abroad can affect an existing policy’s terms or notification requirements. Ask the current provider for written confirmation of continued cover rather than assuming the contract follows you automatically.
Make cross-border administration explicit
Check eligible residence, policy currency, beneficiary details and how a claim would be made from another country. Keep the policy documents and contact information somewhere your intended beneficiaries can find.
A suitable amount and type of life cover depend on your circumstances. Obtain appropriate regulated advice before making a financial commitment; this guide is a framework for questions, not a product recommendation.
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